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FACT SHEETS - Impress Prospective Landlords
Bringing the following information when you first meet prospective landlords may give you a competitive edge:
Completed rental application;
Written references from landlords, employers, friends and/or colleagues; and
Current copy of your credit report.
Complete rental applications truthfully. Prospective landlords will be able to verify much of the information by ordering a credit report. Nothing will hurt your chances more than lying.Credit reports usually show credit history over the past seven years and can include whether you've ever been: late or delinquent in paying rent or bills including student and car loans; convicted of a crime; evicted; or involved in another type of lawsuit.
Suggestions on How to Deal with Problems on your Credit ReportIf your credit report shows negative (but accurate) information, if you have no credit history because you're a first-time renter, if you've never borrowed money or had a credit card, here are some steps you can take to look more attractive to prospective landlords:
- Get a creditworthy person to co-sign the lease or rental agreement.
- Pay a larger deposit or if feasible offer to prepay rent for several months in advance;
- You can show proof of steps you've taken to improve bad credit such as enrollment in a credit counseling group, recent history of making and paying for purchases on credit and maintaining a checking or savings account.
- Get positive references from employers and past landlords.
Disclaimer of Liability:
The information contained in this material is for the sole purpose of providing general information only, and must not be construed as legal advice, or take the place of competent legal counsel. Do not rely on these materials without consulting an attorney concerning your situation. The dissemination of this information does not create an attorney-client relationship and does not seek to represent you based upon your visit or review of this information.
Every effort has been made to ensure the information contained in the material is current. However, the law does change and the general information contained within may become dated. You should seek the advice of legal counsel for specific situations and advice to the "then existing" status of the law.Disclaimer of Liability:
The information contained in this material is for the sole purpose of providing general information only, and must not be construed as legal advice, or take the place of competent legal counsel. Do not rely on these materials without consulting an attorney concerning your situation. The dissemination of this information does not create an attorney-client relationship and does not seek to represent you based upon your visit or review of this information.
Every effort has been made to ensure the information contained in the material is current. However, the law does change and the general information contained within may become dated. You should seek the advice of legal counsel for specific situations and advice to the "then existing" status of the law.